Loan365
Loans from €500 to €2,000, 26 or 48 weeks, flexible repayments, competitive APR, no hidden fees, cash or bank payout, agents available in several counties.
If you’re looking for a quick personal loan in Ireland with weekly repayments and the option to get your money in cash or direct to your bank, Loan365 is a strong contender to consider.
Loan365 offers short-term loans from €500 up to €2,000 and allows you to spread repayments over 26 or 48 weeks, making it accessible for a range of borrowers aged 18 to 75 residing in the Republic of Ireland.
The typical APR ranges from 143.91% for 48 weeks to 152.03% for 26 weeks, and their straightforward approach means you won’t encounter hidden fees, which stays upfront for your budgeting needs.
How to Apply for Loan365: Step by Step
1. Choose your loan amount between €500 and €2,000, and select your repayment term—either 26 or 48 weeks as per your comfort.
2. Complete the application online via the website or use their dedicated Loan365 app, available on both Android and iOS.
3. Submit the required proof of ID, address, PPSN and income details so they can quickly assess affordability and suitability.
4. If you prefer a personal touch, request an agent visit. Agents are available in Louth, Meath, and Cavan to finalise your application, delivering cash to your home.
5. Once approved, receive your loan directly into your bank account or in cash from your agent. Weekly repayments can be handled via the app, by card or by direct debit.
Loan365 Pros
Loan365 stands out due to the flexibility it provides—borrowers can choose between digital convenience and a face-to-face service tailored to their preference.
The weekly repayment structure is particularly appealing for those managing household budgets, and many customers note the friendliness and reliability of agents.
Loan365 Cons
Interest rates are higher compared to traditional banks, which is standard among short-term lenders but must be factored into your decision.
Availability of home-visit agent service is currently limited to Louth, Meath, and Cavan, which may exclude some interested applicants in other regions.
Our Verdict
Loan365 is a solid option if you require accessible, small-amount loans without hassle. The process is streamlined, transparent and well-suited for those who value either digital ease or old-fashioned personal service.
